Niagara Gazette

Local News

November 17, 2012

Foreclosure sad end to family's struggles

Niagara Gazette — This is Sally Frasca's tale. 

As she tells it, the tale is one of suffering and pain due to stress brought on by a costly family illness and the subsequent financial decisions that led to her losing her home to foreclosure. 

The 50-year Sanborn resident has had a rough decade, culminating in perhaps the roughest day of all — today is the day she's to leave her home to make way for its new owners. 

"It's my whole life, this house," said a tearful Frasca. 

The tax foreclosure on her home took place in July. The auction sealing the deal on the Buffalo Street property's transfer occurred in August. 

The Frasca family's financial problems date back much farther, as in 10 years ago when her husband, Vince, suffered a series fo strokes and heart attacks and was hospitalized. 

Sally lost her husband after a lengthy battle four years ago. He left behind a massive amount of debt, built up largely during his treatment. 

As their income started to dwindle, Sally said she and her husband filed for all types of assistance, from disability to Social Security to Medicaid, only to be denied each time. 

In the meantime, Sally said she had to make a tough choice: Pay her property taxes or continue to cover the cost of her husband's medical care.

She chose the latter and said it wasn't long before she fell behind on her taxes and deeper into debt.

"I've been in Sanborn for 50 years and I paid 40 years of taxes," she said. "We tried to get Medicaid and we were turned down. We applied for Social Security disability. We took the papers to the Social Security office and they turned him down. We had our tax money but we needed to buy medicine. So we got back on our taxes."

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